California’s Disaster Insurance Problems Are a Political Nightmare for Lawmakers

“California is following in the path of Florida,” one insurance expert told NOTUS.

Firefighters look over a home.

Firefighters look over a home after the Eaton Fire burns in Altadena, California. Nic Coury/AP

The Los Angeles wildfires are putting more pressure on California’s already flailing property insurance market — and lawmakers are facing a tough political choice.

Solving the state’s insurance crisis requires decisions about who pays for people to live in the riskiest areas, but the solutions are complicated, politically unpopular and don’t fall on clean partisan lines.

As one insurance ratings agency told NOTUS, Florida has similar problems.